Close Make No Payments for 90 Days on a New Subaru at Gerald Subaru of Naperville
Make No Payments for 90 Days
Only at Gerald Subaru of Naperville – With Our Exclusive Lifetime Warranty
Start Driving Today. Pay Later.
For a limited time, Gerald Subaru in Naperville is offering eligible buyers the ability to delay their first payment for up to 90 days on new Subaru retail contracts.
- Defer your first payment up to 90 days from contract date
- Available on all new Subaru models
- Low-rate and subvented financing options eligible
- Includes Gerald’s Exclusive Lifetime Warranty at no extra cost
- Application must meet SMF program guidelines (see full details below)
Offer valid only at Gerald Subaru of Naperville on new Subaru retail purchases financed through Subaru Motors Finance (SMF), a program of JPMorgan Chase Bank, N.A. Program is subject to change or cancellation at any time. All applicants must be approved by SMF under standard credit criteria. Minimum FICO score of 700 required. Joint household applications are evaluated based on the higher FICO score. Business applicants must have a co-borrower who is an individual. Bureau history must show at least 5 years and five (5) satisfactory trade lines, with no repossessions, bankruptcies, or foreclosures.
Program is available for standard retail and subvented low-rate contracts. Lease agreements are not eligible. The maximum amount financed, including taxes, title, license, and any aftermarket products, is $65,000 and cannot exceed 75% of the applicant’s gross annual income. Maximum finance term is 63 months. Monthly payments will be calculated using the actual number of days to first payment. SMF rates will be reflected in your approval notice.
Important state-specific notes:
• In Pennsylvania, this program is only available when financed at 0% APR. Other APR offers in that state are not eligibl